Services

MORTGAGES
• Home Movers
• Remortgages
• First Time Buyers
• Up to 100% of property value
• Non Conforming Mortgages -  including Self certified and adverse credit credit history.

      The overall cost for comparison is 8.5% APR. The actual rate will

      depend upon your circumstances. Ask for a personalised illustration. 
• Right to Buy
• Buy to Let
• Commercial

You may have to pay an early repayment charge to your existing lender if you remortgage.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
We charge a fee of up to 1.5% of the loan amount for arranging your mortgage. The precise amount will depend on your circumstances but a typical fee is £395.

Protection
• Life cover (term assurance)
• Critical illness cover
• Accident, sickness & redundancy
• Income protection
• Buildings & contents insurance
• Buy to let property insurance

Other Services (not regulated by the Financial Services Authority)
• Secured Loans
• Unsecured Loans
• Will Writing Services
• Household/Business Utilities Service including Gas – Electric – Home Phone – Mobiles – internet/Broadband – non geographic number (e.g 0845). For these services we are regulated by Ofcom (Office of Communication) and licensed by Ofgem (Office of Gas and Electricity Markets).